Roe Specialised Education Organisation - Roe Specialised Education Organisation


Terms & Conditions of Use



1. Introduction and Acceptance of Terms


These Terms and Conditions of Use ("Terms") govern the use of the website www.roeplus.org ("Site") and the provision of consulting, training, and educational services by Ροή Οργανισμός Εξειδικευμένης Εκπαίδευσης ΙΚΕ (Roe Specialised Education Organisation)  ("Company", "we", "us"). The Site and services are provided for public and/or commercial use by businesses, academic institutions, public authorities, and professionals seeking specialized consulting in econometrics, statistical analysis, risk management, and training in quantitative methods. By accessing or using the Site or/and our services, you agree to be bound by these Terms. If you do not agree with any part of these Terms, we ask that you do not use the Site or our services.


2. Legal Basis and Regulatory Compliance


2.1 Greek Legislation


The provision of services and the Site are governed by:


  • Law 4624/2019 (Code of Protection of Personal Data)
  • Law 3688/2008 (Regulation of matters concerning private educational activities)
  • Law 2251/1994 (Regulation of free professional activities)


2.2 European Legislation


The use of the Site and the provision of services comply with:


  • GDPR (EU Regulation 2016/679): For the protection and processing of personal data Regulation
  • EU 2015/2366 (PSD2): For secure payment procedures
  • Directive 2014/95/EU (CRD):
    For accounting and auditing practices
  • Regulation EU 1169/2011 and other regulations where applicable


2.3 International Framework 


The services also comply with international standards, including:


  • ISO/IEC 27001:2022 (Information Security Management)
  • NIST Cybersecurity Framework (where applicable)


3. Services Provided


3.1 Description of Services


The Company provides the following services: 


1. Statistical Analysis Consulting: Development of models, data analysis, and interpretation of results

2. Econometric Modelling: Creation of predictive models and analysis of relationships between variables

3. Risk Management: Development of risk assessment and management models

4. Training and Seminars: Education in quantitative methods, statistics, and econometrics

5. Data Perturbation & Differential Privacy: Techniques for protection of sensitive data


3.2 Scope of Application


The services are provided in sectors such as (list not exhaustive):


  • Energy and Retail Trade
  • Banking and Finance
  • Maritime and Logistics
  • Pharmaceutical Industry
  • Hospitals and Healthcare
  • Construction Works
  • Tourism and Hospitality


4. Intellectual Property Rights


4.1 Ownership of Content


All content on the Site, including texts, graphics, logos, images, photographs, videos, designs, and code ("Content"), is owned by the Company or its partners and is protected by copyright laws. 


4.2 Limited License for Use


By accessing the Site, you are granted a limited, non-exclusive license to view, temporarily store, and print the Content, exclusively for personal and non-commercial use, under the following conditions:


  • You will not make modifications to the Content
  • You will not remove copyright notices or rights notifications
  • You will not reproduce, download, or distribute the Content to third parties or on the internet
  • You will not use the Content for commercial purposes without written permission


4.3 Reserved Rights


We retain all rights to Content that is not expressly licensed. No Content may be considered as sold or transferred. 


5. User Responsibility


5.1 Lawful Use


You agree to use the Site and our services exclusively for lawful purposes and in a manner that does not violate the rights of third parties or restrict the use of the Site by others. Specifically, you agree not to:


  • Engage in theft, robbery, or other illegal activities
  • Use automated tools (such as bots, scrapers, crawlers) without permission
  • Submit misleading, inaccurate, or false information
  • Monitor or harass other users
  • Create multiple accounts for identity deception
  • Attempt to gain unauthorized access to our system


5.2 Termination of Access


We reserve the right to revoke access without warning if you violate these Terms.

6. Products and Services - No Warranties


6.1 Legal Disclaimer


The Site and services are provided AS IS and AS EXISTS without any warranties or liabilities. 


6.2 Disclaimer of Warranties


Both the Company and its partners expressly state that:


  • There are no express or implied warranties, including warranties of merchantability, fitness for a particular purpose, title, or non-infringement
  • The Site and services may contain errors, imperfections, or inaccuracies
  • The Company does not warrant the continuous availability of the Site
  • The Company does not warrant the availability of access without interruptions


6.3 Limitation of Liability


IN NO EVENT shall the Company be responsible for damages, including direct, indirect, special, consequential, punitive, or proportional damages, even if notified of the possibility of such damage, arising from:


  • The use or inability to use the Site Errors, omissions, or data loss
  • Unauthorized access to or modification of your processes
  • Statements or actions of third parties
  • Any other matter related to the Site


7. Disclaimer and Limitation of Liability (Legal Signature)


In accordance with Law 4624/2019 and the EU Directive 2014/52/EU (electronic services), the following clause applies:


> The Site and services are provided without design for commercial value or fitness for a particular purpose. Except in cases where it is not permitted to disclaim by law, the Company is not responsible for damages arising from the use of the Site or the services. 


8. Third-Party Website Content and Links


Our Site may contain links to third-party websites ("External Sites"). We do not control or are not responsible for the contents, accuracy, or privacy practices of External Sites. The inclusion of links to an external site does not constitute endorsement of them. You use External Sites at your own risk and in accordance with their own Terms of Use.


9. Changes to Terms


We reserve the right to update these Terms at any time without warning. Continued use of the Site after changes constitutes acceptance of the new Terms. 


10. Dispute Resolution


10.1 Dispute Management


Any dispute arising from the use of the Site or services will be initially addressed through good faith negotiation.


10.2 Competent Courts


If the dispute cannot be resolved, it shall be subject to the jurisdiction of the Supreme Court of Athens, and the applicable law shall be Greek law.


10.3 Applicable Procedure


The procedure will be governed by the Greek Code of Civil Procedure. 


11. Assumption of Risk


The user uses the Site and services exclusively at their own initiative. The Company is not responsible for: 


  • Errors in the use or understanding of the Site
  • Accidents or chance events Force majeure (e.g., wars, strikes, natural disasters)
  • Technical failures not attributable to the Company


12. Permitted Use


12.1 Acceptable Use


The Site will be used exclusively for:


  • Searching for information about the Company's services
  • Submitting queries and contact requests
  • Registering for training or programs
  • Receiving content published by the Company


12.2 Prohibited Use


The Site will not be used for:


  • Renting or selling data
  • Regular or automated data collection
  • Creating a competitive service
  • Redirecting traffic or attempting to steal intellectual property


13. Cancellation and Termination


13.1 Right of Cancellation


If you have created an account, you may cancel it at any time by contacting Customer Service. Some Terms or Clauses will remain in effect after cancellation. 


13.2 Termination of Services


The Company may cancel or suspend services at any time without liability or right to compensation.


14. Regulatory Compliance - Details 


14.1 Compliance with European Legislation


Regulation / Law Application


  • GDPR (2016/679) Protection and processing of user data
  • PSD2 (2015/2366) Secure payments and transactions
  • eIDAS (910/2014) Electronic transactions and digital signatures
  • EECC (2014/61) Accessibility and service continuity
  • CRD/CRR (2013/36/EU) Accounting and audit requirements
  • NIS Directive (2016/1148) Cybersecurity and resilience 


14.2 Compliance with Greek Legislation


Law / Application

  • L. 4624/2019 Code of Protection of Personal Data
  • L. 3688/2008 Private educational activities
  • L. 2251/1994 Free professional activities
  • L. 4072/2012 Consumer information publication
  • PD 18/2018 Implementation of GDPR provisions


15. Communication and Updates


15.1 Method of Communication


If you have questions about these Terms or our services, please contact through the website's contact form or via phone: 30 210 44 49 629.


15.2 Updates and Notifications


We may send you updates regarding the Terms or other important notifications via email or publication on the Site. 


16. Entire Agreement and Severability


16.1 Severability


If any part of these Terms is invalid or unenforceable, the remaining parts will remain in full force, subject to the application of Greek law. 


16.2 Complete Agreement


These Terms, together with the Privacy Policy, constitute the complete agreement between you and the Company regarding the use of the Site and the receipt of services


17. Cancellation and Right of Withdrawal (Consumer Rights)


17.1 Right of Withdrawal 


In accordance with Law 2251/1994, if you are a consumer and have paid for consulting or training services without those having started: 


Withdrawal Period: 14 days from the date of agreement

Procedure:
Written notification with date mechanism (email registered letter)

Refund:
Full refund of money within 30 days


17.2 Exceptions


The right of withdrawal does not apply if:


  • The service has already begun within 14 days with your explicit consent.
  • It is customized services or specialized training.


18. Final Provisions 


18.1 Legal Formality


These Terms constitute a binding agreement and are approved in accordance with Greek law. Any proceeding will be subject to Greek courts, specifically the Supreme Court of Athens. 


18.2 Publication Date


These Terms came into force on November 17, 2025, and replace all previous versions.


Last Updated: November 17, 2025


By visiting the Site, you declare that you have read, understood, and accepted these Terms and Conditions of Use.